Saving for a down payment in preparation for buying a new Asheville, NC home is pretty common knowledge. With the mortgage meltdown, most mortgages that allowed zero down payments disappeared. While FHA and VA loans still offer little to no money down, most potential homebuyers will need to save at …
About Asheville NC
What Is Manual Underwriting?
Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments. For those who have had credit …
Downsizing Made Easy
If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable Asheville, NC home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy; determining where to begin is much harder. The accumulation of decades of living …
Make An Offer
Even in Asheville, NC's strong seller’s market, a homebuyer might hear the words, “Make me an offer.” For a nicely appointed home that is well priced, this can be a surprise. Being invited to write an offer can often give the buyer pause. Most buyers will immediately wonder if something is wrong …
Are Heated Floors Worth It?
Heated Flooring – Is It Worth the Cost? It seems like everybody is remodeling these days. With everyone spending more time at home, not only are the dated features of our properties more obvious, but we also have the time and flexibility to meet contractors and supervise changes. New flooring is …
Looking for a Mortgage? How to Protect Yourself from Identity Theft
Nothing is more stressful than shopping for a mortgage and realizing your credit score isn’t what you expected. Worse still is finding that your identity has been stolen and there are fraudulent accounts or activity on your report. Recovering from identity theft can be time-consuming – you might …