Have you ever been to a home where it’s clear that the kids have taken over the space? It’s obvious that the home has become more of a playground, filled with toys and bright-colored plastic everywhere. Homes like this often sacrifice style for durability or stain-resistance. Maybe this is your …
Buying a Home
Vacation Rental Next Door
While vacation rentals are far and few between within the Asheville city boundaries, outside of the city limits there are many short term rentals within Buncombe and the surrounding counties of Western North Carolina. So while rare, it's important to consider the following scenario... You live …
Budgeting for Closing Costs
Saving for a down payment in preparation for buying a new Asheville, NC home is pretty common knowledge. With the mortgage meltdown, most mortgages that allowed zero down payments disappeared. While FHA and VA loans still offer little to no money down, most potential homebuyers will need to save at …
What Is Manual Underwriting?
Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments. For those who have had credit …
Downsizing Made Easy
If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable Asheville, NC home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy; determining where to begin is much harder. The accumulation of decades of living …
Make An Offer
Even in Asheville, NC's strong seller’s market, a homebuyer might hear the words, “Make me an offer.” For a nicely appointed home that is well priced, this can be a surprise. Being invited to write an offer can often give the buyer pause. Most buyers will immediately wonder if something is wrong …